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Schedule a visit with our communities located throughout the San Francisco Bay Area and Southern California.

Helping a Client Make Senior Living Choices

When seniors or their families are considering assisted living options, they need information and advice from people they trust – people like you.

If you’re a physician, spiritual adviser, case manager, financial planner or other trusted counselor, you can offer valuable guidance on health, spirituality and planning for costs associated with senior living.

Here are questions we commonly hear, as well as a few resources that may help you as you discussion senior living options with your patient or client.

What types of lifestyles and levels of care are there for senior living?

There are several types of lifestyles and levels of support in senior living:
Independent Living
Assisted Living
Memory Care
Skilled Nursing and Short- or Long-Term Rehabilitation

Is it time for my client to consider assisted living?

The realization that it is no longer best for a senior to live at home can be a challenging and emotional journey. Changes often happen gradually, so paying attention to even the smallest shifts that impact quality of life is important.

Ideally you can explore senior living options before an emergency or health crisis arises. This gives seniors to choose the best community and plan for any financial changes and emotional impact required by such a move.

Here are signs it may be time for assisted living:

  • Slow recovery or complications from an illness
  • Difficulty managing day-to-day activities
  • Noticeable weight loss or weight gain
  • Loss of ability to drive, car accident or near-accident
  • Increased isolation
  • Loss of interest in hobbies and activities
  • Inability to manage a chronic health condition
  • Inability to properly manage medications
  • Loss of mobility
  • Signs of neglecting regular household maintenance
  • Macular degeneration
  • Signs of memory loss

Which community is right for your client?

There are five beautiful senior communities throughout California that are part of the Elder Care Alliance family of senior living. Each one has a unique personality and is part of the fabric of the larger community and neighborhood in which they are situated.

How will your client pay for assisted living?

Some long-term care insurance covers assisted living to varying degrees, but individuals pay for what insurance may not. Every situation is unique, but assisted living can be affordable, and there are resources available that may help cover the costs. To learn more about financial assistance options, start by exploring the resources listed here.

Private Funding for Assisted Living

Elderlife Line of Credit: A short-term financial solution to cover costs associated with senior living until other funds become available.

Family Giving and the IRS Gift Tax Exemption

Family support: If family members contribute to the cost of senior living, they can take advantage of the IRS gift tax exemption.

Long-Term Care Insurance

Long-term care insurance: This insurance can be added to your current plan to help prepare for the future. Learn more here. [can we do a PDF for this info? I’ve created one and added it to the assets folder]

Government-Assisted Living Benefits

Government support: Government programs, such as Veterans Aid and Attendance Benefit, can help finance the cost of senior living. Learn more here.

  • 6 Questions Your Patients May Not Ask About Long-Term Care [PDF]
  • 5 Factors to Consider When Counseling a Member on Long-Term Care [PDF]
  • Visiting a community is the one of the best ways to see if it will be the right fit for your loved one. Schedule a visit now.
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